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Oan Finance Executive Summary

Who We Are​

Oan Finance is Saudi Arabia's pioneering digital lending platform, created specifically to serve Micro Enterprises. We bridge the financing gap by providing:

  • Quick, accessible financing solutions
  • 100% digital application process
  • Shariah-compliant financing
  • Automated credit decisions

Our Impact​

For Saudi Businesses​

  • Access to financing: SAR 100,000 - 500,000
  • Quick decisions: Streamlined digital process
  • Flexible terms: 6-36 months
  • Competitive rates: Starting from 13%

For Saudi Economy​

  • Supporting Vision 2030 goals
  • Empowering Micro Enterprises
  • Driving economic growth
  • Enhancing financial inclusion

Value Proposition​

Key Features by Audience​

For Business Users​

key_benefits:
  accessibility:
    - 100% digital application
    - Minimal documentation
    - Quick decisions
    - Simple management
    
  products:
    loan_amount: SAR 100,000 - 500,000
    tenure: 6-36 months
    profit_rate: from 13%
    eligibility:
      business_age: 1+ years
      annual_revenue: SAR 1,000,000+

For Developers​

technical_highlights:
  architecture:
    - Cloud-native platform
    - Microservices design
    - API-first approach
    - Real-time processing
    
  integration:
    - RESTful APIs
    - Comprehensive documentation
    - Development SDKs
    - Testing environments

For Operations Teams​

operational_features:
  infrastructure:
    - Oracle Cloud Infrastructure
    - Kubernetes orchestration
    - Multi-layer security
    - High availability
    
  monitoring:
    - Real-time metrics
    - Automated alerts
    - Performance tracking
    - Security monitoring

Platform Architecture​

Key Integrations​

Identity & Verification​

  • Nafath: Digital authentication
  • Yakeen: ID verification
  • Wathiq: Business verification

Banking Services​

  • RiyadBank: Payment processing
  • SARIE: Fund transfers
  • Commodity: Trading services

Credit Services​

  • SIMAH: Credit checks
  • Qarar: Risk assessment
  • Mozn: AML screening

Getting Started​

For Business Users​

  1. Learn About Our Products

    • Understanding loan options
    • Checking eligibility
    • Required documents

  2. Start Your Application

    • Digital registration
    • Document submission
    • Application tracking

For Developers​

  1. Technical Overview

    • Platform architecture
    • API documentation
    • Integration guides

  2. Start Integration

    • Development setup
    • Authentication
    • API examples

For Operations Teams​

  1. Infrastructure Setup

    • Cloud configuration
    • Security setup
    • Monitoring tools

  2. Maintenance Guide

    • Regular procedures
    • Best practices
    • Troubleshooting

Support & Resources​

Business Support​

Technical Support​

Operations Support​

Documentation Guide​

Business Documentation​

Technical Documentation​

Operations Documentation​

Next Steps​

Choose your path: